FSA and HSA cards are often restricted to medical related MCC codes. An MCC code is a four digit number that describes the products or services you are providing at your business.
HSA cards are typically restricted to the numbers beginning with 8***.
FSA cards usually have access to the full list.
Keep in mind that individual plans/card holders may have individualized lists.
Medical Related MCC List
2833 Medicinal Chemicals and Botanicals
2834 Pharmaceutical Preparations
2835 In-Vitro and N-Vitro Diagnostics
3827 Optical Instruments and Lenses
3842 Orthopedic and Prosthetic Appliances
3851 Eyeglasses and Eye Safety Shields
4119 Ambulance Services
5047 Dental/Lab/Medical/Ophthalmic Hospital Equip & Supp
5048 Ophthalmic Supplies
5411 Grocery Stores, Supermarkets
5912 Drug Stores and Pharmacies
5975 Hearing Aids
5976 Orthopedic Goods, Prosthetic Devices
8011 Doctors NEC
8021 Dentists, Orthodontists
8031 Osteopathic Physicians
8041 Chiropractors
8042 Optometrists, Ophthalmologists
8043 Opticians, Optical Goods & Eyeglasses
8044 Optical Goods and Eyeglasses
8049 Chiropodists, Podiatrists
8050 Nursing and Personal Care Facilities
8052 Immediate Care Facilities
8059 Nursing & Personal Care Facilities
8060 Services-Hospitals
8062 Hospitals
8063 Psychiatric Hospitals
8069 Specialty Hospitals, except Psychiatric
8071 Medical and Dental Laboratories
8072 Dental Laboratories
8082 Home Health Care Services
8093 Specialty Outpatient Facilities, NEC
8099 Medical Services & Health Practitioners, NEC
Not sure what your MCC code is? Reach out to us.
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